RJ Business SolutionsMetro 2 Bureau-Crushing
Dispute Letter Templates
The complete arsenal credit repair professionals charge $3,000+ to use—now yours for a one-time payment of $97.
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Everything You Need to Crush Credit Disputes
Each template cites specific Metro 2 fields and FCRA sections that bureaus MUST respond to.
Account Identification
8 templates for incorrect account numbers, ownership errors, ECOA codes, and more.
- ✓ Incorrect Account Number
- ✓ Wrong Account Type
- ✓ Duplicate Account
- ✓ Account Not Belonging to You
Balance & Payment Errors
9 templates for incorrect balances, payment status, and amount owed disputes.
- ✓ Wrong Balance Reported
- ✓ Incorrect Payment Status
- ✓ Amount Owed Disputes
- ✓ Payment After Settlement
Date Field Errors
7 templates critical for Statute of Limitations disputes.
- ✓ Incorrect Date Opened
- ✓ Wrong Last Payment Date
- ✓ Date of First Delinquency
- ✓ 7-Year Rule Disputes
Payment History
8 templates for removing false late payments.
- ✓ False Late Payments
- ✓ 30/60/90 Day Late
- ✓ Payment Timing Errors
- ✓ Multiple Late Removal
Special Comments
8 templates for bankruptcy, foreclosure, deceased, and other special codes.
- ✓ False Bankruptcy Code
- ✓ Deceased Person Error
- ✓ Foreclosure Errors
- ✓ Garnishment Mistakes
SOL/Re-Aging VIOLATIONS
MOST POWERFUL LETTERS
- ✓ Beyond State SOL
- ✓ 7-Year Period Exceeded
- ✓ Re-Aged Account Letter
- ✓ Account Should Be Obsolete
FREE Bonuses Included
$197 value—yours at no extra cost
State SOL Chart
All 50 states with debt statute of limitations for every debt type.
Bureau Addresses
Equifax, Experian, TransUnion mailing & dispute addresses.
Metro 2 Code Guide
Complete reference for all Metro 2 field numbers and codes.
Customization Instructions
Step-by-step guide to personalize each template.
Why These Letters Work
Cite Specific FCRA Sections
Each letter references exact 15 U.S.C. § 1681 sections that bureaus MUST respond to within 30 days.
Reference Metro 2 Field Numbers
Templates cite specific Metro 2 fields proving technical violations bureaus can't ignore.
Demand Method of Verification
Per 15 U.S.C. § 1681i(a)(7), demanding the "method of verification" forces bureaus to prove their data is accurate.
Statutory Damages Warning
Include $100-$1,000 per violation warnings that get bureaus' attention.
ONE-TIME PAYMENT
$97
Normally $297 • Save $200
What's Included:
- 47+ Dispute Letter Templates
- State SOL Chart (50 states)
- Bureau Addresses
- Metro 2 Code Guide
- Customization Instructions